BiotechNews.com.au Celebrates Sixth Year of Publishing Australian Biotech News
BiotechNews.com.au Celebrates Sixth Year of Publishing Australian Biotech News
Why Choose Pop Up Marquee Co.
Why Choose A Pop Up Marquee from Pop Up Marquee Co
It is not commonly known that many of the cheaper versions of Pop Up Marquees sold online and via retail outlets in Australia typically only last one or two uses.
The blogging team in a recent investigation discovered the wide variety of Pop Up Marquees available to be an extreme range in quality of structures with some being totally inadequate for the purpose they are being used.
The team have found the Sydney Pop Up Marquee Co hire and sell a really high quality range of Pop Up Marquees and Folding Gazebos.
Their poles are minimum double the width, and the aluminium grade used is 4 times as thick and the hexagon design ensures a sturdier frame. This ensures the marquee can be used multiple times and can withstand harsher weather conditions and more regular use.
Choose from 40mm or 50mm hexagon aluminium frame, with a 1.8mm thickness. Cheap versions online are less durable using a square pole design with a typical width of only 20mm, and a metal thickness of only 0.5mm.
Pop Up Marquee Co doesn’t just give you the chance to buy folding marquee in 3mx3m and 3m x 6m pop up marquees, you can also buy Pop Up Marquee in 4m x 4m, 4m x 8m, giving you greater flexibility in choosing a marquee that is the right size for your application.
Buy folding gazebo that has a unique scissor frame that instantly pops up with only a few adjustments. Other pop up gazebos or marquees on the market may require more manual building and screwing together.
Zinc-plated steel feet are used in all their gazebos, which gives a strong base that doesn’t snap off after a few uses like other cheaper plastic feet options.
Nylon connectors in the roof scissor frame last time after time, no matter how many times you erect or pack down.
They have over 15 colours to choose from, allowing you to customise your marquee to your desired preference and are covered by a one-year warranty.
All their marquees come with a protective cover bag to allow for easy transport and safe handling of your gazebo. Marquees can be fitted with a range of accessories such as clear window walls, zipper doors, half walls, fly screens, awnings, tables, gutters and more. Should you damage your marquee, we always keep stock of spare parts.
Pop Up Marquee Co can brand your marque however you like, simply send them your artwork for a customised marquee. Additional costs apply for this.
Not convinced that you are buying a superior product? Visit and see their marquees against some cheaper rivals in our showroom to see for yourself.
To Buy Folding Gazebo or arrange a Pop Up Marquee hire with Confidence, call on the Pop Up Marquee Co for professional advice you can rely on.
Why Choose Pop Up Marquee Co.
Why Choose A Pop Up Marquee from Pop Up Marquee Co
It is not commonly known that many of the cheaper versions of Pop Up Marquees sold online and via retail outlets in Australia typically only last one or two uses.
The blogging team in a recent investigation discovered the wide variety of Pop Up Marquees available to be an extreme range in quality of structures with some being totally inadequate for the purpose they are being used.
The team have found the Sydney Pop Up Marquee Co hire and sell a really high quality range of Pop Up Marquees and Folding Gazebos.
Their poles are minimum double the width, and the aluminium grade used is 4 times as thick and the hexagon design ensures a sturdier frame. This ensures the marquee can be used multiple times and can withstand harsher weather conditions and more regular use.
Choose from 40mm or 50mm hexagon aluminium frame, with a 1.8mm thickness. Cheap versions online are less durable using a square pole design with a typical width of only 20mm, and a metal thickness of only 0.5mm.
Pop Up Marquee Co doesn’t just give you the chance to buy folding marquee in 3mx3m and 3m x 6m pop up marquees, you can also buy Pop Up Marquee in 4m x 4m, 4m x 8m, giving you greater flexibility in choosing a marquee that is the right size for your application.
Buy folding gazebo that has a unique scissor frame that instantly pops up with only a few adjustments. Other pop up gazebos or marquees on the market may require more manual building and screwing together.
Zinc-plated steel feet are used in all their gazebos, which gives a strong base that doesn’t snap off after a few uses like other cheaper plastic feet options.
Nylon connectors in the roof scissor frame last time after time, no matter how many times you erect or pack down.
They have over 15 colours to choose from, allowing you to customise your marquee to your desired preference and are covered by a one-year warranty.
All their marquees come with a protective cover bag to allow for easy transport and safe handling of your gazebo. Marquees can be fitted with a range of accessories such as clear window walls, zipper doors, half walls, fly screens, awnings, tables, gutters and more. Should you damage your marquee, we always keep stock of spare parts.
Pop Up Marquee Co can brand your marque however you like, simply send them your artwork for a customised marquee. Additional costs apply for this.
Not convinced that you are buying a superior product? Visit and see their marquees against some cheaper rivals in our showroom to see for yourself.
To Buy Folding Gazebo or arrange a Pop Up Marquee hire with Confidence, call on the Pop Up Marquee Co for professional advice you can rely on.
Cocktail Machines Are All The Rage!
Having the latest cocktail machine at events are all the rage in Australia. This is due to them being an all-in-one device that use specialty pods to mix alcohol, juices, bitters and water for a perfectly balanced cocktail, and just with just a press of a button.
It’s like having your own personal bartender at home or event to make Mojito, the Caipirinha, the Daiquiri, the Margarita, the Blue Lagoon, the Piña Colada, the Sex on the Beach, the Caipiroska, the Cosmopolitan, and the list goes on.
Arranging a cocktail machine hire Sydney event attendees love does away with the need to stock up on a bunch of cocktail making tools or ingredients that tend to only get used from time to time.
Slushie machine hire has never been easier to access them with a range of slushie machine packages and flavours for any hirers needs. If you’re after a refreshing beverage at your event or party, why not go for one of the thirst quenching frozen cocktails that everyone is talking about. Cocktail machine hire companies can supply both slushie machine hire Sydney siders trust and a cocktail machine which can be used to make a great tasting frozen drinks at any size of event.
You can choose from the adults or kids flavor list, and there are many slushie machine Sydney hire options. The favourites are strawberry daiquiri, cola, blue lemonade, midori allusion and pina colada to name a few and they supply a full list of recipes with each hire. All you need to do is add the required alcohol to make your favourite cocktail, or you can leave the mix as to create a non-alcoholic slushie machine Melbourne event attendees will love.
All you need to provide is a powerpoint and a sturdy table or bench for the cocktail machine hire Melbourne event organisers demand to sit on. They not only deliver but also set up your machine and even come back to collect it and do all the cleaning up.
Sydney and slushie machine hire Melbourne companies can cater for small events, right up to events where you want to cater to thousands of guests, providing slushie machine hire packages, slushie machine refills, scoop straws, martini cups
When deciding to buy cocktail machine for your events its important to get one of the cocktail machine Melbourne party goers love to gift to a friend, family member or yourself, it’s a simple matter of considering; how much you’re willing to invest, what kind of drinks you want to make and what options you want in the machines functionality. While these cocktail machines make great-tasting beverages, getting the cocktail machine Sydney party goers are abuzz about that better aligns with what you or your loved ones likes to drink is one of the most important factors to consider. The same can be said if you want to buy slushie machines.
Slushie & Cocktail Machine Hire Company In Focus
Cool Rush is the leading supplier of frozen cocktail machine hire and slushie machines across Australia. We combine great prices with a great flavour range to deliver a range of affordable packages. Having started in Sydney in 2005, our cocktail machine hire services have since been introduced to Melbourne, Brisbane, Perth and Adelaide. Our delicious slushies can be enjoyed across the country across the entire year.
A cocktail machine is a great way to have ready to go alcoholic beverages or non alcohol slushies for your event. They can be used for both adult and children’s parties. We have a large selection of flavours that cover over fifty cocktails, including favourites like the strawberry daiquiri, the margarita, tequila sunrise, pina colada, cosmopolitan and much more. We also have a non-alcoholic children friendly range with all the favourites such as cola, blue tongue, raspberry and fruit tingle slushies.
We currently have single, double and triple bowl cocktail machine hire Sydney residents and business owners can hire . Depending on the size of the party, you can choose a machine that makes the amount of drinks you require. For a very small party, the single bowl cocktail machine Melbourne will suffice for sure, making up to sixty cocktails or slushies. Alternatively, you can go for a double or triple tub if you require more slushies or want to offer your guests a few cocktail flavours to choose from.
Delivery of our cocktail machine Sydney wide is usually free if you are within 30km of your cities CBD. If you’re not, a small fee may apply. Each cocktail machine hire Melbourne package also includes regular cups and straws for free, and you can upgrade to martini style cups if you wish to.
If deciding to buy cocktail machine for your events, Cool Rush is also the leading seller of cocktail machines and have various packages to offer prospective purchasers.
Cocktail Machines Are All The Rage!
Having the latest cocktail machine at events are all the rage in Australia. This is due to them being an all-in-one device that use specialty pods to mix alcohol, juices, bitters and water for a perfectly balanced cocktail, and just with just a press of a button.
It’s like having your own personal bartender at home or event to make Mojito, the Caipirinha, the Daiquiri, the Margarita, the Blue Lagoon, the Piña Colada, the Sex on the Beach, the Caipiroska, the Cosmopolitan, and the list goes on.
Arranging a cocktail machine hire Sydney event attendees love does away with the need to stock up on a bunch of cocktail making tools or ingredients that tend to only get used from time to time.
Slushie machine hire has never been easier to access them with a range of slushie machine packages and flavours for any hirers needs. If you’re after a refreshing beverage at your event or party, why not go for one of the thirst quenching frozen cocktails that everyone is talking about. Cocktail machine hire companies can supply both slushie machine hire Sydney siders trust and a cocktail machine which can be used to make a great tasting frozen drinks at any size of event.
You can choose from the adults or kids flavor list, and there are many slushie machine Sydney hire options. The favourites are strawberry daiquiri, cola, blue lemonade, midori allusion and pina colada to name a few and they supply a full list of recipes with each hire. All you need to do is add the required alcohol to make your favourite cocktail, or you can leave the mix as to create a non-alcoholic slushie machine Melbourne event attendees will love.
All you need to provide is a powerpoint and a sturdy table or bench for the cocktail machine hire Melbourne event organisers demand to sit on. They not only deliver but also set up your machine and even come back to collect it and do all the cleaning up.
Sydney and slushie machine hire Melbourne companies can cater for small events, right up to events where you want to cater to thousands of guests, providing slushie machine hire packages, slushie machine refills, scoop straws, martini cups
When deciding to buy cocktail machine for your events its important to get one of the cocktail machine Melbourne party goers love to gift to a friend, family member or yourself, it’s a simple matter of considering; how much you’re willing to invest, what kind of drinks you want to make and what options you want in the machines functionality. While these cocktail machines make great-tasting beverages, getting the cocktail machine Sydney party goers are abuzz about that better aligns with what you or your loved ones likes to drink is one of the most important factors to consider. The same can be said if you want to buy slushie machines.
Slushie & Cocktail Machine Hire Company In Focus
Cool Rush is the leading supplier of frozen cocktail machine hire and slushie machines across Australia. We combine great prices with a great flavour range to deliver a range of affordable packages. Having started in Sydney in 2005, our cocktail machine hire services have since been introduced to Melbourne, Brisbane, Perth and Adelaide. Our delicious slushies can be enjoyed across the country across the entire year.
A cocktail machine is a great way to have ready to go alcoholic beverages or non alcohol slushies for your event. They can be used for both adult and children’s parties. We have a large selection of flavours that cover over fifty cocktails, including favourites like the strawberry daiquiri, the margarita, tequila sunrise, pina colada, cosmopolitan and much more. We also have a non-alcoholic children friendly range with all the favourites such as cola, blue tongue, raspberry and fruit tingle slushies.
We currently have single, double and triple bowl cocktail machine hire Sydney residents and business owners can hire . Depending on the size of the party, you can choose a machine that makes the amount of drinks you require. For a very small party, the single bowl cocktail machine Melbourne will suffice for sure, making up to sixty cocktails or slushies. Alternatively, you can go for a double or triple tub if you require more slushies or want to offer your guests a few cocktail flavours to choose from.
Delivery of our cocktail machine Sydney wide is usually free if you are within 30km of your cities CBD. If you’re not, a small fee may apply. Each cocktail machine hire Melbourne package also includes regular cups and straws for free, and you can upgrade to martini style cups if you wish to.
If deciding to buy cocktail machine for your events, Cool Rush is also the leading seller of cocktail machines and have various packages to offer prospective purchasers.
Identity Crimes Committed Against Your Credit Rating: What To Do About It …
There is nothing quite as distasteful as having your identity stolen and used against you via the crime of defrauding your person. We live at a time where we celebrate the life of the individual. There may be 8 billion of us living on the planet but we value our own lives greatly just the same. It is a despicable act to steal another person’s reputation and cash in on their credit rating to access money and goods. Identity crimes can be committed against your credit rating at any time – what are we to do about it? There are steps you must take immediately to stop this rot and the damage it can do your life. Cyber crime, as we have recently seen here in Australia, is on the march into our lives and takes no prisoners. Criminals have embraced the digital world as much as the banking and finance industry. Therefore, we have a perfect storm of insecure digital walls, money as figures on a screen, and nefarious intent.
What Is Identity Crime?
The Australian Federal Police define identity crime as involving these key elements:
· Identity referring to natural persons, either dead or alive, and the identity of corporate bodies.
· The fabrication of identity in the creation of a fictitious identity.
· The manipulation of identity when describing the alteration of an identity.
· Identity theft is the stealing or assumption of another’s identity with or without consent in the instance of a deceased person.
· Identity crime is a generic term used to describe any activities involving identity manipulation, fabrication, and/or theft to facilitate a crime.
The Cost To Australia Of Identity Crime
A 2017 report by the Australian Institute of Criminology into Identity Crime in Australia had the annual cost at $3.1 billion. 5 years later and with all that inflation you can speculate that it is much greater today. 1 in 4 Australians reported having been a victim of it at some stage of their lives. 20.4% were refused credit on the basis of identity fraud damaging their credit rating. Identity crime was more prevalent than robbery, car theft, household break-ins, or assault. The digital realm has, obviously, welcomed criminals with open arms, as we have via our lax behaviours around our devices, social media, and the internet.
Check Your Credit File For Identity Fraud
The very first thing to do is to access your credit file to carefully examine what has actually happened. The good news is that it is free to request a copy of your credit file from the credit bureaus every 3 months. There are 3 agencies, so it is best to get a copy from each one in case they have differing information on file.
Experian Ph. 1300 783 684
Illion Ph. 1300 734 806
Equifax Ph. 138 332
Once you have received copies of your credit files check them for all the listings and data in terms of accuracy in regard to your activity. You may wish to engage expert advice to assist you in this analysis of your credit file. Credit reporting law specialist solicitors are available to help you with this task.
Remember that the devil is always in the detail. Timings are important when checking the listings, especially negative listings on your credit file. There are strict laws governing when and how lenders can impose negative listings on your credit file in response to your financial behaviour. Understanding the finer points of law can make a world of difference to your ultimate credit rating. Even if you find no evidence of identity fraud having taken place within your credit file you may find mistakes and errors which can be redressed. It is vitally important to the overall success of your financial life that your credit file dutifully and exactly represents your activities in this sphere.
Indications that you have been the victim of identity crime on your credit file may include unauthorised applications for credit, whether granted or refused. Both are damaging to your financial wellbeing for obvious reasons. It is important that you go over your files with a fine tooth comb. Look for any inconsistencies and things that just don’t add up in terms of your activity over the period concerned. This is not a document to skim but is best handled by a thorough and rigorous reading. Expert advice can pay dividends here when examining your credit report.
Identity Crime & The Broken Mirror
If you neglect to do anything about possible identity fraud and crimes committed against you and your credit rating it can stay on your file for up to 7 years. Talk about breaking mirrors and the consequent bad luck. This will adversely affect you and your ability to access credit for the really important things in your life. Ignorance is not bliss when it comes to identity crime and your credit rating. That broken mirror will distort your reflection in the eyes of the financial world. The money men and women will not rate you. Thumbs down in the Colosseum of Getting Ahead.
What To Do When You Find Identity Fraud On Your Credit Report
“My bank must stop trying to sell me identity theft protection. You know why I expect you to protect my money. Because you’re a bank!” – Bill Maher
You may have been a victim of the Optus or Medibank hacks. Your personal data, like driver’s licence or passport number, may have been sold on the dark web. Some “scumbag hacker” (to use the Cyber Security Minister, Clare O’Neil’s terminology) may have stolen your identity and sold it to another scumbag who has used it to rip you off. What to do when you discover the worst has happened. Report the theft of your identity to the local police and to the Australian Cyber Security Centre. You will very likely need new identity documents that haven’t been compromised and these agencies will assist you in directing you how to go about that process. In regard to your credit file you can apply for an immediate ban on all activity in regard to your identity via the credit bureaus. You should immediately contact the lender involved in the fraudulent transaction and report the identity theft and that you did not authorise the transaction. Plus, you can apply for a victim’s certificate from the Commonwealth and some state states and territories acknowledging your status as having been defrauded by identity theft.
Identity Theft Step Check List
1. Regularly check credit file.
2. Report identity fraud to relevant authorities.
3. Change identity documentation.
4. Implement credit ban with each credit reporting agency.
5. Put in place credit alert with the credit reporting bureaus.
The credit reporting agencies are offering an alert service, which informs you when a new application for credit is made to them using your identity. These monitoring and identity protection services are in response to the heightened cyber crime currently underway here in Australia. Equifax charges for theirs, whilst Illion and Experian offer theirs free. The advice from the experts in the financial system is that the most important thing is to frequently and regularly check your credit file for activity, as you cannot have bans in place permanently and these transgressions will not go away. Bad actors may have your identity data for months or years before pulling the trigger and defrauding you. Constant vigilance will have to be the new normal when it comes to the financial world and the credit reporting system. We must all tighten our security around digital devices and the internet. The sad fact is that there are bad people and organised criminal gangs on the look out for any portal into your world. Social media posting of personal information is like putting out the welcome mat for scumbags and criminals to invade your life.
What Can Happen When You Are The Victim Of Identity Fraud
There are some really terrible stories out there about people who have been the victim of identity crime. The lengths some perpetrators will go to in ripping off innocent victims of identity fraud is shocking. The difficulties some victims had in establishing their own identity with relevant authorities because the fraudster had overridden their details with new fake ones was also disturbing. Imagine how it feels to suddenly lose your identity and reputation to some scumbag taking you for an expensive ride to the cleaners. The convenience of the modern era comes with a price and that is the fact that it is easier for cyber criminals to fleece you without meeting you in the flesh. We do so many things online now that we are easy pickings for those with the skills and intent to defraud us. I think back to Charles Dickens and those pickpockets in Oliver under the auspices of Fagan.
“Got to pick-a-pocket or two!”
Well, now they are sitting down in front of a terminal or on their smart phone singing the same tune with new lyrics.
“Yes, I’m gonna defraud you!”
What Can We Do To Prevent Cyber Crime
The big backdoor hacks like the Optus and Medibank ones are grabbing the headlines but most identity crime is committed on smaller scales involving access via loose security at businesses or by the victims themselves in terms of their personal data. One of the big mistakes many people make is going online after a few drinks in a relaxed frame of mind. Posting stuff on social media and communicating with virtual strangers to fill those lonely minutes and hours can be a really dumb move. Many of us have not been properly trained to understand the technology we are using and fail to comprehend the access we are inadvertently granting scumbags pretending to be otherwise. The internet is a fraudulent space because we cannot employ our innate bullshit sensors via body language. We cannot sniff out the lies and manipulations in a realm of bytes and pixels. We must, therefore, be vigilant and make suspicion our default mode when dealing with all communication via the internet. Remember to regularly update your passwords and security protocols. Do not have one universal password for everything, as this is like leaving your front door key under the mat. Protect your personal data like the access to your intimate body. Treat these details in a similar way. We need a cultural shift to enable new taboos to form around our digital identities. Very soon avatars will be representing us in the meta sphere if Mister Zuckerburg has his way and we will begin the next chapter of identification processes in our lives. Brave new worlds beckon us. Unfortunately, it appears as if there will always be villains in the picture no matter how new the story.
Credit Repair Is Possible
Yes, credit repair is still possible, even after identity crimes against your credit file. The restoration of your credit worthiness can be achieved by following the correct steps and procedures. Incorrect and misleading negative listings can be removed from your credit report. Understanding how the system and the law works in regard to credit reporting is essential when dealing with these matters. Experienced lawyers with expertise in The Privacy Act 1988 (Cth) can provide the breadth of vision necessary to untangle distortions built by deceit. No Win No Fee can make some things possible where only doubt and misfortune ruled before. It is all about taking back control of your life from those who have taken advantage of you by nefarious means.
Scammers Knocking On Your Cyber Door
We all have to smarten up and question everything when it comes to avoiding falling prey to scams. Learn to look for the URL in every email sent to you – that is the digital address of the sender. Many scams are so basic that the sender purports to be from your bank or phone company but their URL tells you something different. Yes, there are more sophisticated scammers with better camouflage or disguises but train yourself to doubt all forms of digital communication. Do not click on hyperlinks sent to you via SMS or emails – make this your strict policy across the board. Do not answer cold calls from numbers you do not recognise. What is the point, as you are just opening the door to scammers and cyber crime. If something seems too good to be true – it usually is. Do not get sucked into deals of a lifetime because they are highly likely to be bogus and scams to get your money. Remember that smart criminals play the long game to get under your skin prior to fleecing you of your money or identity. Your new best friend online may not be who you think he or she is. New people who come into your life promising true love wouldn’t ask you for money or favours if they were genuine. Would you in their shoes? Come on think about this stuff! Identity crimes committed against your credit rating can be repaired and better still they can be avoided by being more vigilant. The world wide web has made the planet a smaller place, where more things can reach you, both good and bad. It is time to get savvy when it comes to digital devices and your privacy.
In the words of the great Elvis Presley:
“Suspicious minds…We’re caught in a trap…Why can’t you see… And we can’t build our dreams…When honey, you know I’ve never lied to you. Mmm, yeah, yeah.”
Hell, this thing could have been written about internet scammers and identity theft.
References:
Australian Federal Police, Identity Crime, https://www.afp.gov.au/what-we-do/crime-types/fraud/identity-crime Viewed 21st November 2022.
Credit Smart, Protecting your credit identity is critical to maintaining your credit health, Viewed 21st November 2022.
Greene Andrew, New task force to target ‘scumbag’ hackers following Medibank and Optus cyber attacks, ABC News, 12th November 2022, Viewed 22nd November 2022.
Jorna P & Smith R 2018. Identity crime and misuse in Australia 2017. Statistical Report no. 10. Canberra: Australian Institute of Criminology. https://www.aic.gov.au/publications/sr/sr10 Viewed 22nd November 2022.
Money Smart, Identity theft, https://moneysmart.gov.au/banking/identity-theft Viewed 21st November 2022.
Article Source:
We are grateful for the authorisation by Sydney based Credit Repair Lawyer to republish their recent article in full. Joseph Trimarchi and Associates are an accomplished Law Firm that specialise in Australian Credit Reporting Law and Credit Repair. They pride themselves in providing their clients with solutions aimed at restoring their Credit History by rebuilding Credit Worthiness. For more information on credit repair Sydney residents have been helped by, visit the website here: https://creditrepairlawyer.com.au
Identity Crimes Committed Against Your Credit Rating: What To Do About It …
There is nothing quite as distasteful as having your identity stolen and used against you via the crime of defrauding your person. We live at a time where we celebrate the life of the individual. There may be 8 billion of us living on the planet but we value our own lives greatly just the same. It is a despicable act to steal another person’s reputation and cash in on their credit rating to access money and goods. Identity crimes can be committed against your credit rating at any time – what are we to do about it? There are steps you must take immediately to stop this rot and the damage it can do your life. Cyber crime, as we have recently seen here in Australia, is on the march into our lives and takes no prisoners. Criminals have embraced the digital world as much as the banking and finance industry. Therefore, we have a perfect storm of insecure digital walls, money as figures on a screen, and nefarious intent.
What Is Identity Crime?
The Australian Federal Police define identity crime as involving these key elements:
· Identity referring to natural persons, either dead or alive, and the identity of corporate bodies.
· The fabrication of identity in the creation of a fictitious identity.
· The manipulation of identity when describing the alteration of an identity.
· Identity theft is the stealing or assumption of another’s identity with or without consent in the instance of a deceased person.
· Identity crime is a generic term used to describe any activities involving identity manipulation, fabrication, and/or theft to facilitate a crime.
The Cost To Australia Of Identity Crime
A 2017 report by the Australian Institute of Criminology into Identity Crime in Australia had the annual cost at $3.1 billion. 5 years later and with all that inflation you can speculate that it is much greater today. 1 in 4 Australians reported having been a victim of it at some stage of their lives. 20.4% were refused credit on the basis of identity fraud damaging their credit rating. Identity crime was more prevalent than robbery, car theft, household break-ins, or assault. The digital realm has, obviously, welcomed criminals with open arms, as we have via our lax behaviours around our devices, social media, and the internet.
Check Your Credit File For Identity Fraud
The very first thing to do is to access your credit file to carefully examine what has actually happened. The good news is that it is free to request a copy of your credit file from the credit bureaus every 3 months. There are 3 agencies, so it is best to get a copy from each one in case they have differing information on file.
Experian Ph. 1300 783 684
Illion Ph. 1300 734 806
Equifax Ph. 138 332
Once you have received copies of your credit files check them for all the listings and data in terms of accuracy in regard to your activity. You may wish to engage expert advice to assist you in this analysis of your credit file. Credit reporting law specialist solicitors are available to help you with this task.
Remember that the devil is always in the detail. Timings are important when checking the listings, especially negative listings on your credit file. There are strict laws governing when and how lenders can impose negative listings on your credit file in response to your financial behaviour. Understanding the finer points of law can make a world of difference to your ultimate credit rating. Even if you find no evidence of identity fraud having taken place within your credit file you may find mistakes and errors which can be redressed. It is vitally important to the overall success of your financial life that your credit file dutifully and exactly represents your activities in this sphere.
Indications that you have been the victim of identity crime on your credit file may include unauthorised applications for credit, whether granted or refused. Both are damaging to your financial wellbeing for obvious reasons. It is important that you go over your files with a fine tooth comb. Look for any inconsistencies and things that just don’t add up in terms of your activity over the period concerned. This is not a document to skim but is best handled by a thorough and rigorous reading. Expert advice can pay dividends here when examining your credit report.
Identity Crime & The Broken Mirror
If you neglect to do anything about possible identity fraud and crimes committed against you and your credit rating it can stay on your file for up to 7 years. Talk about breaking mirrors and the consequent bad luck. This will adversely affect you and your ability to access credit for the really important things in your life. Ignorance is not bliss when it comes to identity crime and your credit rating. That broken mirror will distort your reflection in the eyes of the financial world. The money men and women will not rate you. Thumbs down in the Colosseum of Getting Ahead.
What To Do When You Find Identity Fraud On Your Credit Report
“My bank must stop trying to sell me identity theft protection. You know why I expect you to protect my money. Because you’re a bank!” – Bill Maher
You may have been a victim of the Optus or Medibank hacks. Your personal data, like driver’s licence or passport number, may have been sold on the dark web. Some “scumbag hacker” (to use the Cyber Security Minister, Clare O’Neil’s terminology) may have stolen your identity and sold it to another scumbag who has used it to rip you off. What to do when you discover the worst has happened. Report the theft of your identity to the local police and to the Australian Cyber Security Centre. You will very likely need new identity documents that haven’t been compromised and these agencies will assist you in directing you how to go about that process. In regard to your credit file you can apply for an immediate ban on all activity in regard to your identity via the credit bureaus. You should immediately contact the lender involved in the fraudulent transaction and report the identity theft and that you did not authorise the transaction. Plus, you can apply for a victim’s certificate from the Commonwealth and some state states and territories acknowledging your status as having been defrauded by identity theft.
Identity Theft Step Check List
1. Regularly check credit file.
2. Report identity fraud to relevant authorities.
3. Change identity documentation.
4. Implement credit ban with each credit reporting agency.
5. Put in place credit alert with the credit reporting bureaus.
The credit reporting agencies are offering an alert service, which informs you when a new application for credit is made to them using your identity. These monitoring and identity protection services are in response to the heightened cyber crime currently underway here in Australia. Equifax charges for theirs, whilst Illion and Experian offer theirs free. The advice from the experts in the financial system is that the most important thing is to frequently and regularly check your credit file for activity, as you cannot have bans in place permanently and these transgressions will not go away. Bad actors may have your identity data for months or years before pulling the trigger and defrauding you. Constant vigilance will have to be the new normal when it comes to the financial world and the credit reporting system. We must all tighten our security around digital devices and the internet. The sad fact is that there are bad people and organised criminal gangs on the look out for any portal into your world. Social media posting of personal information is like putting out the welcome mat for scumbags and criminals to invade your life.
What Can Happen When You Are The Victim Of Identity Fraud
There are some really terrible stories out there about people who have been the victim of identity crime. The lengths some perpetrators will go to in ripping off innocent victims of identity fraud is shocking. The difficulties some victims had in establishing their own identity with relevant authorities because the fraudster had overridden their details with new fake ones was also disturbing. Imagine how it feels to suddenly lose your identity and reputation to some scumbag taking you for an expensive ride to the cleaners. The convenience of the modern era comes with a price and that is the fact that it is easier for cyber criminals to fleece you without meeting you in the flesh. We do so many things online now that we are easy pickings for those with the skills and intent to defraud us. I think back to Charles Dickens and those pickpockets in Oliver under the auspices of Fagan.
“Got to pick-a-pocket or two!”
Well, now they are sitting down in front of a terminal or on their smart phone singing the same tune with new lyrics.
“Yes, I’m gonna defraud you!”
What Can We Do To Prevent Cyber Crime
The big backdoor hacks like the Optus and Medibank ones are grabbing the headlines but most identity crime is committed on smaller scales involving access via loose security at businesses or by the victims themselves in terms of their personal data. One of the big mistakes many people make is going online after a few drinks in a relaxed frame of mind. Posting stuff on social media and communicating with virtual strangers to fill those lonely minutes and hours can be a really dumb move. Many of us have not been properly trained to understand the technology we are using and fail to comprehend the access we are inadvertently granting scumbags pretending to be otherwise. The internet is a fraudulent space because we cannot employ our innate bullshit sensors via body language. We cannot sniff out the lies and manipulations in a realm of bytes and pixels. We must, therefore, be vigilant and make suspicion our default mode when dealing with all communication via the internet. Remember to regularly update your passwords and security protocols. Do not have one universal password for everything, as this is like leaving your front door key under the mat. Protect your personal data like the access to your intimate body. Treat these details in a similar way. We need a cultural shift to enable new taboos to form around our digital identities. Very soon avatars will be representing us in the meta sphere if Mister Zuckerburg has his way and we will begin the next chapter of identification processes in our lives. Brave new worlds beckon us. Unfortunately, it appears as if there will always be villains in the picture no matter how new the story.
Credit Repair Is Possible
Yes, credit repair is still possible, even after identity crimes against your credit file. The restoration of your credit worthiness can be achieved by following the correct steps and procedures. Incorrect and misleading negative listings can be removed from your credit report. Understanding how the system and the law works in regard to credit reporting is essential when dealing with these matters. Experienced lawyers with expertise in The Privacy Act 1988 (Cth) can provide the breadth of vision necessary to untangle distortions built by deceit. No Win No Fee can make some things possible where only doubt and misfortune ruled before. It is all about taking back control of your life from those who have taken advantage of you by nefarious means.
Scammers Knocking On Your Cyber Door
We all have to smarten up and question everything when it comes to avoiding falling prey to scams. Learn to look for the URL in every email sent to you – that is the digital address of the sender. Many scams are so basic that the sender purports to be from your bank or phone company but their URL tells you something different. Yes, there are more sophisticated scammers with better camouflage or disguises but train yourself to doubt all forms of digital communication. Do not click on hyperlinks sent to you via SMS or emails – make this your strict policy across the board. Do not answer cold calls from numbers you do not recognise. What is the point, as you are just opening the door to scammers and cyber crime. If something seems too good to be true – it usually is. Do not get sucked into deals of a lifetime because they are highly likely to be bogus and scams to get your money. Remember that smart criminals play the long game to get under your skin prior to fleecing you of your money or identity. Your new best friend online may not be who you think he or she is. New people who come into your life promising true love wouldn’t ask you for money or favours if they were genuine. Would you in their shoes? Come on think about this stuff! Identity crimes committed against your credit rating can be repaired and better still they can be avoided by being more vigilant. The world wide web has made the planet a smaller place, where more things can reach you, both good and bad. It is time to get savvy when it comes to digital devices and your privacy.
In the words of the great Elvis Presley:
“Suspicious minds…We’re caught in a trap…Why can’t you see… And we can’t build our dreams…When honey, you know I’ve never lied to you. Mmm, yeah, yeah.”
Hell, this thing could have been written about internet scammers and identity theft.
References:
Australian Federal Police, Identity Crime, https://www.afp.gov.au/what-we-do/crime-types/fraud/identity-crime Viewed 21st November 2022.
Credit Smart, Protecting your credit identity is critical to maintaining your credit health, Viewed 21st November 2022.
Greene Andrew, New task force to target ‘scumbag’ hackers following Medibank and Optus cyber attacks, ABC News, 12th November 2022, Viewed 22nd November 2022.
Jorna P & Smith R 2018. Identity crime and misuse in Australia 2017. Statistical Report no. 10. Canberra: Australian Institute of Criminology. https://www.aic.gov.au/publications/sr/sr10 Viewed 22nd November 2022.
Money Smart, Identity theft, https://moneysmart.gov.au/banking/identity-theft Viewed 21st November 2022.
Article Source:
We are grateful for the authorisation by Sydney based Credit Repair Lawyer to republish their recent article in full. Joseph Trimarchi and Associates are an accomplished Law Firm that specialise in Australian Credit Reporting Law and Credit Repair. They pride themselves in providing their clients with solutions aimed at restoring their Credit History by rebuilding Credit Worthiness. For more information on credit repair Sydney residents have been helped by, visit the website here: https://creditrepairlawyer.com.au
Sydney’s latest Fashion Sun Glasses & Premium Spectacle Lenses
Optique Barangaroo is a Sydney optometrist for people who expect the highest quality eyecare, and access to a unique designer frame collection. The practice was established in 2016 by Susan Green, an optometrist with more than 20 years of experience in optometry and as an eyewear buyer.
She has developed a multi-skilled professional practice and devote as much time as needed to discuss and treat your vision needs. We have state-of-the-art diagnostic imaging and measuring equipment on-site to accurately diagnosis any vision threatening conditions.
Our qualified optical dispensers have years of experience behind them and are experts at perfectly matching clients to their new designer frames.
The 5 star reviews on Google tell of the high standard of customer service to ensure that your eye test and selection of frames & lenses will not only meet your expectations but exceed them. We also fit and supply a range of contact lenses and teach how to insert and safe use of them to maintain crisp, clear vision.
We accept all major health funds, and this can be used to order and re-order contact lenses and glasses and re-stock all the thing you might need to care for your optical needs.
All the labs in and around the CBD are used to cut and fit your lens and if you have a preference we are able to accomodate it.
Sydney Optometrist Chiara Da Rin is full-time staff member along side manager Nick Lasker. She has many years experience and the team can help you care for your eyes.
“The Optometrist Sydney Residents Trust” Tony Adams – Barangaroo, Sydney, Australia
Optique Barangaroo has a unique and exclusive range of fashionable frames and stocks several boutique brands such as Celine, Balmain, Tom Ford, Lindberg Thierry Lasry, Kirk & Kirk, L.G.R. through to Mykita. Our team personally selects each frame bringing both distinct and glamorous styles to the fashion eyewear scene and you vision in general.
We do take a digital retinal photograph as part of our comprehensive consultation services, and this is an out-of-pocket charge which our staff can discuss with you. If you require further diagnostic imaging as part of your eyecare services you will be advised at the time of consultation.
We also offer private consultations for those without Medicare coverage. We note that most contact lens fitting consultations are excluded from Medicare rebates.
All consultations incur an out-of-pocket fee. You will be able to claim some of this from Medicare which our staff will do for you at the time of payment.
Please speak to our friendly clinic staff for any further information. We are always happy to answer any questions you may have about our services and care.
Our consultation rooms are equipped with state-of-the-art analysis equipment and processes. Each eye test is stress-free and on average takes 20-30 minutes to complete.
We work with all major contact lenses and can teach how to insert and safe use of them to maintain crisp, clear vision. Your contact lenses can also be delivered to you.
Optometrists are health professionals. They can be considered the GP of the eye. Optometrists can refer to opthalmologists for complicated surgery and other issues based on their diagnosis. Optique Barangaroo only employs the most qulaified optometrists in their practices.
Latest Designer Glasses and Fashion Eyewear
Nick is our general manager and dispenser and a key part of the team. Customer service is his number one priority. He can offer expert advice on selecting the appropriate frame to suit your style and repair your damaged glasses. Don’t hesitate to ask him any questions about your frames or lenses.
Nick is proud of the care involved in the curated local and imported frame collection. Each piece has been specially selected for its design, craftsmanship and quality. Equally important is our focus on eyecare and eye health. Our highly experienced staff are dedicated and show care to ensuring patient eye health is as good as it can be and we use the full range of services at our disposal to acheive that.
Optometrist
B. VisSc M. Optom
Therapeutically Endorsed
Chiara is experienced for Sydney optometrists and has been helping care of people’s vision for more than 7 years. She graduated from the Queensland University of Technology and is also licensed to prescribe therapeutic medicines for your eyes which not all optometrists are. Quality eyecare is her passion and she is keen to help patients understand the importance of maintaining eye health and gain shaper more comfortable vision. She has a special interest in ‘Dry Eye’ conditions and is always on the lookout for new and innovative therapies, techniques and technologies. In addition, she is well versed in the fitting of contact lenses.
Sydney Optometrist In The Media:
Optique Barangaroo Confirm Strong Demand For Their Designer Sunglasses
In an exclusive interview with Eleven Media, Sydney based Optique Barangaroo who can be found in the heart of the CBD have confirmed strong demand for their extensive range of designer sunglasses as well as their clinical services leading into the festive season.
Optique Barangaroo was established in 2016 by Susan Green, a practitioner with more than 20 years of experience in optometry and eyewear buyer. Over the past 6 years it has become synonymous with people who expect the highest quality eyecare, and access to a unique designer frame collection.
Nicholas Lasker said this when interviewed by Eleven Media, “With summer finally arriving, after months of wintery weather, residents are embracing the summer weather and we are experiencing strong customer demand for eye tests, upgrading their designer sunglasses and even re-stocking contact lenses. We are interested in improving peoples vision while helping them look and feel good.
Optique Barangaroo have highly experienced staff that are dedicated to ensuring that customer vision levels are as good as they can be. They do this by offering the most comprehensive eye tests using state of the art computerised equipment. Their focus on eye health is uncompromising. They don’t cut corners or put budgets ahead of customer healthcare requirements ensuring you get the most out of your vision for the money you spend.
They can cover all your eye-health needs, including regular eye examinations, contact lens selection and fitting, assessment and treatment of dry eye disease and check-ups for macular degeneration, glaucoma, diabetic eye complications, and other ocular diseases.
They stock designer brands from Thierry Lasry, Kirk & Kirk, L.G.R. through to Tom Ford. Something for everyone. View a selection of their extensive range they have instore here: https://optiquebarangaroo.com.au/
About Optique Barangaroo
Optique Barangaroo is for people in and around the CBD who expect the highest quality eyecare, access to a unique designer frame collection and the best services for your health. The practice was established in 2016 by Susan Green, a practitioner with more than 20 years of experience in optometry and eyewear buyer.
We are proud of our carefully curated local and imported frame collection. Each piece has been specially selected with care and thought for its design, craftsmanship and quality. Equally important is our focus on eyecare and eye health. Our highly experienced staff are dedicated to ensuring eye tests Sydney CBD residents get leads to eye health as good as it can be by using state of the art diagnostic equipment.
To learn more about Optique Barangaroo and their extensive range of fashion glasses, visit their website here: https://optiquebarangaroo.com.au
Nicholas Lasker Optique Barangaroo +61 (02) 9290 3999
info@optiquebarangaroo.com.au
Tower 3, 300 Barangaroo Ave, Sydney NSW Australia
Sydney’s latest Fashion Sun Glasses & Premium Spectacle Lenses
Optique Barangaroo is a Sydney optometrist for people who expect the highest quality eyecare, and access to a unique designer frame collection. The practice was established in 2016 by Susan Green, an optometrist with more than 20 years of experience in optometry and as an eyewear buyer.
She has developed a multi-skilled professional practice and devote as much time as needed to discuss and treat your vision needs. We have state-of-the-art diagnostic imaging and measuring equipment on-site to accurately diagnosis any vision threatening conditions.
Our qualified optical dispensers have years of experience behind them and are experts at perfectly matching clients to their new designer frames.
The 5 star reviews on Google tell of the high standard of customer service to ensure that your eye test and selection of frames & lenses will not only meet your expectations but exceed them. We also fit and supply a range of contact lenses and teach how to insert and safe use of them to maintain crisp, clear vision.
We accept all major health funds, and this can be used to order and re-order contact lenses and glasses and re-stock all the thing you might need to care for your optical needs.
All the labs in and around the CBD are used to cut and fit your lens and if you have a preference we are able to accomodate it.
Sydney Optometrist Chiara Da Rin is full-time staff member along side manager Nick Lasker. She has many years experience and the team can help you care for your eyes.
“The Optometrist Sydney Residents Trust” Tony Adams – Barangaroo, Sydney, Australia
Optique Barangaroo has a unique and exclusive range of fashionable frames and stocks several boutique brands such as Celine, Balmain, Tom Ford, Lindberg Thierry Lasry, Kirk & Kirk, L.G.R. through to Mykita. Our team personally selects each frame bringing both distinct and glamorous styles to the fashion eyewear scene and you vision in general.
We do take a digital retinal photograph as part of our comprehensive consultation services, and this is an out-of-pocket charge which our staff can discuss with you. If you require further diagnostic imaging as part of your eyecare services you will be advised at the time of consultation.
We also offer private consultations for those without Medicare coverage. We note that most contact lens fitting consultations are excluded from Medicare rebates.
All consultations incur an out-of-pocket fee. You will be able to claim some of this from Medicare which our staff will do for you at the time of payment.
Please speak to our friendly clinic staff for any further information. We are always happy to answer any questions you may have about our services and care.
Our consultation rooms are equipped with state-of-the-art analysis equipment and processes. Each eye test is stress-free and on average takes 20-30 minutes to complete.
We work with all major contact lenses and can teach how to insert and safe use of them to maintain crisp, clear vision. Your contact lenses can also be delivered to you.
Optometrists are health professionals. They can be considered the GP of the eye. Optometrists can refer to opthalmologists for complicated surgery and other issues based on their diagnosis. Optique Barangaroo only employs the most qulaified optometrists in their practices.
Latest Designer Glasses and Fashion Eyewear
Nick is our general manager and dispenser and a key part of the team. Customer service is his number one priority. He can offer expert advice on selecting the appropriate frame to suit your style and repair your damaged glasses. Don’t hesitate to ask him any questions about your frames or lenses.
Nick is proud of the care involved in the curated local and imported frame collection. Each piece has been specially selected for its design, craftsmanship and quality. Equally important is our focus on eyecare and eye health. Our highly experienced staff are dedicated and show care to ensuring patient eye health is as good as it can be and we use the full range of services at our disposal to acheive that.
Optometrist
B. VisSc M. Optom
Therapeutically Endorsed
Chiara is experienced for Sydney optometrists and has been helping care of people’s vision for more than 7 years. She graduated from the Queensland University of Technology and is also licensed to prescribe therapeutic medicines for your eyes which not all optometrists are. Quality eyecare is her passion and she is keen to help patients understand the importance of maintaining eye health and gain shaper more comfortable vision. She has a special interest in ‘Dry Eye’ conditions and is always on the lookout for new and innovative therapies, techniques and technologies. In addition, she is well versed in the fitting of contact lenses.
Sydney Optometrist In The Media:
Optique Barangaroo Confirm Strong Demand For Their Designer Sunglasses
In an exclusive interview with Eleven Media, Sydney based Optique Barangaroo who can be found in the heart of the CBD have confirmed strong demand for their extensive range of designer sunglasses as well as their clinical services leading into the festive season.
Optique Barangaroo was established in 2016 by Susan Green, a practitioner with more than 20 years of experience in optometry and eyewear buyer. Over the past 6 years it has become synonymous with people who expect the highest quality eyecare, and access to a unique designer frame collection.
Nicholas Lasker said this when interviewed by Eleven Media, “With summer finally arriving, after months of wintery weather, residents are embracing the summer weather and we are experiencing strong customer demand for eye tests, upgrading their designer sunglasses and even re-stocking contact lenses. We are interested in improving peoples vision while helping them look and feel good.
Optique Barangaroo have highly experienced staff that are dedicated to ensuring that customer vision levels are as good as they can be. They do this by offering the most comprehensive eye tests using state of the art computerised equipment. Their focus on eye health is uncompromising. They don’t cut corners or put budgets ahead of customer healthcare requirements ensuring you get the most out of your vision for the money you spend.
They can cover all your eye-health needs, including regular eye examinations, contact lens selection and fitting, assessment and treatment of dry eye disease and check-ups for macular degeneration, glaucoma, diabetic eye complications, and other ocular diseases.
They stock designer brands from Thierry Lasry, Kirk & Kirk, L.G.R. through to Tom Ford. Something for everyone. View a selection of their extensive range they have instore here: https://optiquebarangaroo.com.au/
About Optique Barangaroo
Optique Barangaroo is for people in and around the CBD who expect the highest quality eyecare, access to a unique designer frame collection and the best services for your health. The practice was established in 2016 by Susan Green, a practitioner with more than 20 years of experience in optometry and eyewear buyer.
We are proud of our carefully curated local and imported frame collection. Each piece has been specially selected with care and thought for its design, craftsmanship and quality. Equally important is our focus on eyecare and eye health. Our highly experienced staff are dedicated to ensuring eye tests Sydney CBD residents get leads to eye health as good as it can be by using state of the art diagnostic equipment.
To learn more about Optique Barangaroo and their extensive range of fashion glasses, visit their website here: https://optiquebarangaroo.com.au
Nicholas Lasker Optique Barangaroo +61 (02) 9290 3999
info@optiquebarangaroo.com.au
Tower 3, 300 Barangaroo Ave, Sydney NSW Australia